1. Who we are and how to contact us

jutewise.com is operated by JuteWise [Ltd] ("JuteWise", "we", "us", "our"), a company registered in [England and Wales] under company number [company number], with its registered office at Suite RA01, 195-197 Wood Street, London, E17 3NU.

You can contact us at hello@jutewise.com.

2. Your agreement to these terms

By using our website, you agree to these terms. If you don't agree, please don't use the site.

We recommend you save or print a copy for your records.

3. What these terms cover

These terms govern your use of jutewise.com.

They do not govern our services. If you become a client, the services we provide are set out in a separate written agreement between us. Nothing on this website — including any pricing, timescales, or service descriptions — forms part of that agreement, constitutes an offer, or creates a contract between us.

How we handle your personal data is covered by our Privacy Policy and Cookie Policy.

4. Changes to these terms and to the site

We may update these terms from time to time. The version at this URL, carrying the date above, is the one that applies. Please check back occasionally.

We may also change, suspend, or withdraw the website or any part of it without notice. We won't be liable to you if the site is unavailable at any time or for any period.

5. Acceptable use

You may use our website for lawful purposes only. You must not:

  • Use it in any way that breaches applicable law or regulation
  • Use it fraudulently, or in a way that has any fraudulent purpose or effect
  • Attempt to gain unauthorised access to the site, the server it is stored on, or any connected computer, server, or database
  • Introduce any virus, trojan, worm, logic bomb, or other malicious or technologically harmful material
  • Attack the site via a denial-of-service or distributed denial-of-service attack
  • Scrape, harvest, mine, or systematically extract data or content from the site without our written permission
  • Reproduce, duplicate, copy, or resell any part of the site contrary to these terms
  • Use the site to transmit unsolicited commercial communications

Breaching this section may be a criminal offence under the Computer Misuse Act 1990. Where we consider that a breach has occurred, we may report it to the relevant law enforcement authorities and disclose your identity to them.

6. Intellectual property

We own or are licensed to use all intellectual property rights in this website and in the material published on it — including text, layout, design, graphics, illustrations, photographs, logos, and the JuteWise name and branding. These rights are protected by copyright, trade mark, and other laws, and all such rights are reserved.

You may:

  • View, read, and navigate pages for your own information
  • Print or download extracts for your own reference, or to share within your organisation

You may not:

  • Use any content for commercial purposes without a licence from us
  • Republish, redistribute, or systematically copy content from the site
  • Modify content, or remove or alter any copyright, trade mark, or attribution notice
  • Use the JuteWise name, logo, or branding without our written permission

If you print, copy, download, or share any part of our site in breach of these terms, your right to use the site ends immediately, and you must at our option return or destroy any copies you have made.

7. Information on this site is not advice

The content on this website — including our blog, guides, glossary, frequently asked questions, and any calculator or estimating tool — is provided for general information only.

It is not legal, tax, employment, accounting, immigration, or financial advice, and you should not rely on it as such. Employment law, tax rules, and statutory obligations differ between countries, change over time, and depend on individual circumstances. Content that is accurate when published may not remain so.

Before taking any action, or deciding not to take action, on the basis of content on this site, you should obtain professional advice appropriate to your circumstances.

We make no representation or warranty that the content on this site is accurate, complete, or up to date.

Cost calculators and estimating tools

Any figure produced by a cost calculator or quote tool on this site is an indication only. It is based on the information you enter and on general assumptions that may not apply to your situation.

It is not a quotation, not an offer, and not a commitment on price. Actual costs depend on the role, the country, statutory rates applicable at the time, and the terms of any agreement between us.

8. Our liability

Nothing in these terms excludes or limits our liability for:

  • Death or personal injury caused by our negligence
  • Fraud or fraudulent misrepresentation
  • Any other liability that cannot lawfully be excluded or limited

If you are a business user:

We exclude all implied conditions, warranties, representations, and other terms that may apply to our site or its content, to the fullest extent permitted by law.

We will not be liable to you for any loss or damage, whether arising in contract, tort (including negligence), breach of statutory duty, or otherwise, arising out of or in connection with:

  • Your use of, or inability to use, our website
  • Your use of, or reliance on, any content on it

In particular, we will not be liable for loss of profits, loss of business, business interruption, loss of anticipated savings, loss of goodwill or reputation, loss of data, or any indirect or consequential loss.

If you are a consumer:

We are not liable for any loss or damage that is not foreseeable. Loss or damage is foreseeable if it was an obvious consequence of our breach, or was contemplated by both you and us at the time you began using the site.

We supply this website for domestic and private use only. If you use it for any commercial or business purpose, the business terms above apply instead.

Nothing in these terms affects your statutory rights as a consumer.

Security and viruses:

We do not guarantee that our website will be secure or free from bugs or viruses. You are responsible for configuring your own information technology and computer programmes to access our site, and for using your own virus protection software.

Where our site contains links to other websites or resources provided by third parties, those links are provided for information only. We have no control over the contents of those sites or resources and accept no responsibility for them, or for any loss or damage arising from your use of them.

10. Linking to our site

You may link to our home page, provided you do so in a way that is fair and legal, and does not damage our reputation or take advantage of it.

You must not establish a link in any way that suggests any form of association, approval, or endorsement on our part where none exists. You must not frame our site on any other site.

We reserve the right to withdraw linking permission without notice.

11. Your personal data

We only use your personal data as set out in our Privacy Policy and Cookie Policy.

12. Suspension of access

We may suspend or withdraw your access to our website, without notice, if you breach these terms.

13. Governing law and jurisdiction

These terms, their subject matter, and their formation are governed by the law of England and Wales.

If you are a business, the courts of England and Wales have exclusive jurisdiction over any dispute or claim arising out of or in connection with these terms.

If you are a consumer, the courts of England and Wales have jurisdiction, except that if you live in Scotland or Northern Ireland you may also bring proceedings in your home jurisdiction.

14. Contact

Questions about these terms: hello@jutewise.com, or write to us at Suite RA01, 195-197 Wood Street, London, E17 3NU.